• guisofinancial

Why I don't like Mutual Funds, ETF's and Annuities

I'm a former Registered Investment Advisor, investment analysis is my thing. I'm hugely biased. Ok disclaimer made. A mutual fund or ETF is only as good as the manager, and most are terrible. Most funds change managers every couple of years. So, if a fund has good returns during some period of time you need to see who the manager was at that point in time and compare it with how the market dids during that same time period. Mutual funds, ETF's, and Annuities are all lousy investments for the following reasons:

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